The Payments Learning Center is here to provide your business with an easy, quick, and efficient method for learning the fundamentals of United States payments systems. The site will help you keep employees up to date on the continuously evolving payments systems, rules, and regulations. This site is prepared and maintained by the Payments Professionals at PaymentsFirst, a Payments Association located in the southeastern United States.

The Payments Learning Center is dedicated to providing the information that you need to know concerning the following payment systems:

• ACH - The Automated Clearing House - Now available

• Card Networks - Credit, Debit, Prepaid - Adding in 2024

• Wire Transfer - Adding in 2024

• Checks - Adding in 2024

• Emerging Payment Systems - Real-Time Payments (RTP), FedNow - Adding in 2024

We have prepared short videos and other tools to help you understand the often complex rules and regulations related to consumer and business payments and the responsibilities of all parties associated with these payments.

Subscribe today to access exclusive content, email alerts of rules and regulation updates, security alerts of payment scams, and other important information to protect your business.

Nacha Operating Rules Update

Micro-Entries Phase 2

Article Two, Subsection 2.7.5 Commercially Reasonable Fraud Detection for Micro-Entries

Effective March 17, 2023